Welcome to SmartHorizon. By accessing and using our website and services, you agree to comply with the following Terms & Conditions. Please read them carefully before engaging with our financial planning services.
1️⃣ Introduction
These Terms & Conditions govern the use of SmartHorizon’s website and services. By using our website, you acknowledge and agree to these terms. If you do not agree with any of the terms outlined here, please refrain from using our services.
2️⃣ Use of Our Services
Our financial planning services are provided for informational and advisory purposes only.
We do not provide direct investment, tax, or legal advice. Clients should seek independent professional guidance where necessary.
Users must be at least 18 years old to access our services.
You agree to use our website and services responsibly and in compliance with applicable laws.
3️⃣ Accuracy of Information
We strive to provide accurate and up-to-date financial information. However:
We do not guarantee the absolute accuracy, completeness, or reliability of any content.
Any financial decisions made based on our guidance are solely at the user’s discretion.
Our services should not be interpreted as financial guarantees or absolute predictions of financial success.
4️⃣ Payment & Fees
Payments for financial planning services must be made in advance, unless otherwise agreed upon.
Fees for consultations and customized financial plans are non-refundable once the service has been delivered. See our Return & Refund Policy for details.
5️⃣ Limitation of Liability
SmartHorizon is not responsible for any financial losses, damages, or negative outcomes resulting from the use of our services.
Our services are provided “as is” without warranties of any kind.
We do not guarantee specific financial results or success.
6️⃣ Intellectual Property
All content on our website, including text, images, logos, and materials, is the property of SmartHorizon and protected by copyright laws.
Users may not reproduce, distribute, or modify any content without prior written permission.
7️⃣ Third-Party Links
Our website may contain links to third-party websites for informational purposes.
We are not responsible for the content, security, or privacy policies of external websites.
8️⃣ User Responsibilities
By using our services, you agree to:
Provide accurate and truthful information when engaging with our services.
Use our website and services in compliance with applicable laws.
Not engage in any fraudulent or misleading activities.
9️⃣ Termination of Services
We reserve the right to refuse or terminate access to our services if a user violates these terms or engages in fraudulent, abusive, or unlawful activities.
🔟 Modifications to These Terms
We may update these Terms & Conditions periodically. Any changes will be posted on this page with an updated effective date. Continued use of our services after updates means you accept the revised terms.
1️⃣1️⃣ Governing Law
These Terms & Conditions are governed by the laws of South Africa. Any disputes shall be resolved through appropriate legal channels within South Africa.
1️⃣2️⃣ Contact Us
For any questions regarding these Terms & Conditions, please contact us:
SmartHorizon
Address: 83 Camberwell Rd, Crawford, Cape Town, 7770, South Africa
Phone: +27 21 696 7254
Email: [email protected]